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What is mobile insurance, does the insurance cover water damage? To learn

  • Reflexes
  • The insurance covers damage to the phone caused by water.
  • Get insurance to protect your phone.
  • Phone insurance is like any other insurance.

New Delhi. India is one of those countries in the world where the mobile is used the most. One of the reasons for this is the availability of the Internet at low cost. Due to low internet prices in India, most of the people use smartphones. Apart from this, young Indians also want to get their hands on the most expensive phone. In such a situation, users face the problem of the phone getting broken, stolen or lost.

Apart from this, many times the water in your phone falls into other liquids. Many times users have to deal with huge losses due to such an accident. Especially during rainy days, many times your phone gets soaked with water, causing great damage to it. However, these pitfalls can be easily avoided. To do this you just have to get your phone insured. Once secured, you won’t have to worry about your phone.

Insurance covers water damage
Insurance companies cover users’ phone damage, theft, loss and water damage. Your mobile phone can also be damaged due to moisture and this is usually covered by insurance. However, the extended warranty does not cover water damage to the phone.

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What is mobile insurance?
Mobile insurance is like your life insurance, health insurance, car insurance, etc. You can get your phone insured from any insurance company. For this, the company will charge you a premium like any other insurance and if your phone is lost, stolen or damaged, then the company will pay you.

How to take out mobile insurance?
It is worth noting that phone insurance can be taken out within five days of purchasing the phone. Insurance companies usually offer phone insurance for only one year. If you get more than that, then it’s an extended warranty.

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What will the cost of insurance be?
The premium you’ll have to pay for phone insurance depends on the cost of your phone. The more expensive your phone is, the higher your insurance premium will be. However, while taking insurance, you can compare the premiums of all the companies and then take the best insurance premium.

How to claim?
If your phone is stolen, damaged or lost, you will need to give the phone bill, SIM lock information and a copy of the FIR to the insurance company. Apart from this, you will also have to give the serial number of the phone. When you provide all of these documents to the insurance company, you begin the additional process and get your claim. It is noteworthy that you only have a period of 15 days to make an insurance claim.

tags: insurance, mobile phone, Technology news, technology news in hindi, Technology


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